The Bogey Saver is a concept part of Raphael Kim's speculative design of an alternative payment system called Peck As You Go. Further elaboration of the design can be read in his website.
![](/image/2018/6/21/bogey_website_01.jpg%28mediaclass-full-width.c3083fedae46a95f1139ff9d5833b1b6b8e20a69%29.jpg)
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